銀行核准房貸申請後，房貸業務人員會主動與您約定簽約對保時間。對保當天房貸業務人員會與您完成簽訂借款契約書及相關手續。 A signed arrangement will make a very important difference to limit this Competitiveness. It can also be destroyed a lot more promptly than it was created. Just ask Ira